Finding an Insurance Agent in Seattle can be a chore, especially for those that are new to the Seattle area. There are many insurance agencies here in Seattle and not many of them stand out as the clear winner unless you know what to look for. Being part of a long line of insurance agents, I’ll give you just a bit of advice on how to get the best deal for the most complete coverage. If you can’t find what you are looking for on my blog, I’m sure there are many sites out there that will give you additional information. I’m just trying to help those that I can.

Picking A Seattle Insurance Agent

First contact at least three insurance agents for quotes and answers. I would use what’s called an insurance broker here in Seattle. They can help you compare rates from different companies. They have the ability to sell you any of these policies from one office. This is truly the best tip I could give you.
You also want to consider the agent’s office and professional staff since they will be the ones you deal with on a continual basis. Ask for customer references of the Seattle insurance company and contact some of them to find out how they like the agent and their services. There is a company call “ A.M. BEST” and it is the oldest industry monitoring company around. You want to look for an “A Rating” or higher because that shows a solid company and a trustworthy reputation. You might find a cheap rate but if the agency has trouble paying out claims because of its volatile financial position, it wouldn’t be the best deal after all.

You want to make sure that when qualifying your potential Seattle insurance agent, he is carefully reviewing your needs and looking over your old coverage to make any changes and suggestions for your new policy. The agent should ask you many questions about your needs to determine the best coverage for you. After you do decide on someone, make sure you also get an annual review of your policy. Most people’s lives change from year to year.

Don’t wait until you actually need your insurance to discover you were lacking in insurance coverage. This could be a very costly lesson and you probably would have only saved pennies a day to not actually have the coverage you needed.

A good Seattle insurance agent will ask questions you can’t answer easily, but that you need to address if you want to make ensure you are getting the coverage you need. Don’t think that you are going to be the exception to the rule. I’m sure you all have all heard of Murphy’s Law. You will need it if you don’t have it.

The Seattle Insurance Agent Trick

Here’s one technique you might want to try. Pick a Seattle insurance related question, a question about how a policy would respond to a certain kind of claim, or how to properly determine a certain property limit. This will only work of course if you already know the answer. You might have to do some research on the question and maybe even taking from a past experience. Just ask your current agent or the one you are shopping to recommend the coverage you would need to cover you in that certain situation. This will tell you a lot about the company and the agents it employs. Not all Seattle insurance agents are honest and you have to do the best you can to make sure you are covered, even if it is a little sneaky.

That sounds a little tricky, but this is your life and picking the right Seattle Insurance Agent, it can be the difference of suffering and being taken care of.

Cheap Seattle Insurance Quote

You might think that finding the cheapest insurance Seattle agency is the first thing to look for. Price should be the 3rd thing to look for. First thing to do is pick the correct coverage and options that you will need to be protected. Next is the ability to get a claim handled. There is nothing like having to suffer from any kind of loss and then also have to “deal” with the Seattle insurance agency. Sign with an insurance company that will be there when you need them the most. Then after you find all of those qualities in a Seattle insurance company, then you can worry about price.

Look through our site and you will find some useful insurance information. To get a quote from a couple insurance agencies I trust in Seattle, you can fill out this simple form.

Insurance Agency Quote form.